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Over one third of all American workers are covered by 401(k) plans. Yet confusion abounds for many who don't know what investments to select for their plan or how to manage them for maximum return. In idiot-proof language, this new guide explains all the ins and outs of these plan show much to contribute, how to diversify investments, tax information, when and how to borrow, what to do at retirement or when changing jobs, and more. Featured are model portfolios for various stages of life. Larry Starr is president of an employee benefits consulting firm. |
A 401K is very important part of any investment strategy. You want to maximize your contributions as early as possible. It is a plan offered by a corporation, which allows employees to set aside tax-deferred income for retirement purposes.
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